Buying or selling Port Charlotte fl Real Estate or Punta Gorda Fl Real Estate? I can help you find the perfect home or lot to live out your dream, or get the best price on the property you wish to sell. Please call me today at (941) 249-2366, or by e-mail at admin@FlaOpenHouse.com
Thursday, May 28, 2009
Sunday, May 17, 2009
What You Need Before Your Home Loan Process
What to Prepare before Beginning the Home Loan Process
The following information is typically needed for a home loan application:
- Copy of the purchase contract and property information
- Mailing address and property description
- Contact information for access to the property
Personal Information
- Social security number
- Marital status
- Number and age of dependents
- Current address and telephone numbers
- Addresses for the past seven years (if more than one)
- Current housing expenses (rent, mortgage, insurance, taxes)
- Name and address of landlord/mortgage holder (past two years only)
Read More........
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Friday, May 15, 2009
First Time Home Buyers Tax Credi
New $8,000 Tax Credit for Home Buyers Available
Attention potential home buyers! Take advantage of an $8,000 tax credit toward the purchase of a principal residence for first-time buyers on or after January 1, 2009 and before December 1, 2009. And to make the deal even better, the credit does not require repayment. It’s all part of the American Recovery and Reinvestment Act.
Thursday, May 14, 2009
Ask Your Port Charlotte Realtor 14 Questions.
14 Questions to ask a Realtor
• What is your guarantee?
• Do you personally answer all phone calls on the property?
• Can we cancel the listing if we're not happy?
• Do you have a personal assistant?
• If you don't call me back within 24 hours will you take $50 off the escrow?
• May I see your person Internet web site?
• What systems do you have in place that will keep you in constant contact with me during the listing and the transaction?
• Are you fully automated with your own personal computer, FAX machine, copier, pager, voice mail, etc.?
• What is your average market time vs. other agents' average market time?
• What professional designations do you have?
• I want to give my home the advantage of the latest marketing strategies. How much time & money do you invest each month in professional training?
• Can you give me a list of your clients who have closed escrow and can I call them?
• Why are you personally motivated to sell my house?
• Why should I list with you rather than any other agent who is calling
JESSICA COLEMAN / Realtor CENTURY 21 AZTEC & ASSOCIATES 4456 Tamiami Trail
Port Charlotte, FL 33980Ce: 941-421-4052 Send me an email Web: www.FlaOpenHouse.com
• What is your guarantee?
• Do you personally answer all phone calls on the property?
• Can we cancel the listing if we're not happy?
• Do you have a personal assistant?
• If you don't call me back within 24 hours will you take $50 off the escrow?
• May I see your person Internet web site?
• What systems do you have in place that will keep you in constant contact with me during the listing and the transaction?
• Are you fully automated with your own personal computer, FAX machine, copier, pager, voice mail, etc.?
• What is your average market time vs. other agents' average market time?
• What professional designations do you have?
• I want to give my home the advantage of the latest marketing strategies. How much time & money do you invest each month in professional training?
• Can you give me a list of your clients who have closed escrow and can I call them?
• Why are you personally motivated to sell my house?
• Why should I list with you rather than any other agent who is calling
JESSICA COLEMAN / Realtor CENTURY 21 AZTEC & ASSOCIATES 4456 Tamiami Trail
Port Charlotte, FL 33980Ce: 941-421-4052 Send me an email Web: www.FlaOpenHouse.com
Free Report For Renters
Renters! - How to Stop Wasting Money on Rent And Own a Home Instead | |
| - Free report reveals how to stop throwing away thousands of dollars a year on rent. | mortgage rates. If you call now, we will also include a copy of "The Five Questions to Ask Your Lender Before You Sign Anything." These Questions may surprise you, even shock you. And they may save you thousands of dollars. Call now to get a copy of the questions that most lenders hope you never ask! Call (941) 421-4052 for your free report and a copy of the questions for lenders. |
Tuesday, May 12, 2009
Port Charlotte Florida Homes Buying Process..
The Home-Buying Process In Port charlotte Florida
What to Expect When You Are Buying a Home in Port Charlotte, Florida
What to Expect When You Are Buying a Home in Port Charlotte, Florida
Evaluate Your Needs – I will meet with you to discuss your specific needs in a home and analyze your resources. We will establish a set of criteria about the type of home and features that are most important to you.
Loan Consultation – I will provide you with guidance in finding a financial institution, and support you in obtaining information on available financing options. A licensed loan consultant can help you determine a realistic range of affordability and can provide you with a letter of pre-approval.
Market Education, View Properties & Select a Property – I will research available properties, and show you homes based on the criteria that we establish. As we view different homes we will reassess your criteria. The more precise and direct you are with me, the more successful our search will be.
Structure an Effective Offer – Once you have found the home that you wish to purchase, I will do all the necessary research to help you structure an effective offer. We will write the purchase agreement and I will advise you on protective contingencies, customary practices, and local regulations.
Present Your Offer – I will present your offer to the seller and/or the seller’s agent. The seller has three options – to accept, reject, or counter. My personal knowledge of your needs and qualifications will enable me to represent your offer in the best light.
Respond to the Seller – I will review the seller’s response with you. If the seller has countered your offer, you will have the option to accept, reject, or counter. My negotiating skills will benefit you in reaching a satisfactory agreement.
Open Your Escrow – When the purchase agreement is accepted and signed by all parties, I will open escrow for you and your initial deposit will be given to the title company. The title company is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.
Remove Contingencies – Prior to closing, all of the contingencies of the Purchase Agreement must be met. I will coordinate the removal of these contingencies and review all documents with you.
Typical contingencies include:
▪ Approval of the seller’s transfer disclosure statement
▪ Approval of the preliminary title report
▪ Loan approval, including an appraisal of the property
▪ Physical inspections of the property
Close Escrow – When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder’s office and you will take ownership of your home.
Friday, May 1, 2009
Port Charlotte Fl, Realtor Help and Information
Information for Home Buyers in Port Charlotte and Punta Gorda, Florida 
FIND PORT CHARLOTTE REALTORS
My focus is to make the process of buying a home as efficient and seamless as possible. It is my job to support you in finding the right home with the best possible terms, and to assist you through the entire process. This section will help explain the process of buying a home. This material will familiarize you with the various activities, documents and procedures that you will experience in the purchase of your home.
I am a full time professional realtor based in Port Charlotte, Florida. I am licensed by the State of Florida to provide real estate services. I abide by a strict Code of Ethics to provide you with the highest level of service. I am part of a team of experienced Realtors ® with a wealth of real estate knowledge and various market resources. I am committed to serving you with integrity and respect.
A large part of my work is performed “behind the scenes”: previewing homes, researching comparable sales, gaining market knowledge, evaluating changing legislation and maintaining my professional credentials. For every hour I spend showing you homes, I will spend numerous hours in preparation. I constantly acquire new and updated information that will help me to better serve you.
I work entirely on commission, which I receive only if I initiate and complete a transaction. I am compensated only when all of your needs have been satisfied and you take ownership of your new home.
I am a full time professional realtor based in Port Charlotte, Florida. I am licensed by the State of Florida to provide real estate services. I abide by a strict Code of Ethics to provide you with the highest level of service. I am part of a team of experienced Realtors ® with a wealth of real estate knowledge and various market resources. I am committed to serving you with integrity and respect.
A large part of my work is performed “behind the scenes”: previewing homes, researching comparable sales, gaining market knowledge, evaluating changing legislation and maintaining my professional credentials. For every hour I spend showing you homes, I will spend numerous hours in preparation. I constantly acquire new and updated information that will help me to better serve you.
I work entirely on commission, which I receive only if I initiate and complete a transaction. I am compensated only when all of your needs have been satisfied and you take ownership of your new home.
SERVICES FOR Port Charlotte / Punta Gorda HOME BUYERS
I perform the following services for my clients interested in purchasing a home:- Educate you about current market conditions
- Obtain a Buyer’s Relocation Package for you
- Conduct a daily search for appropriate properties
- Schedule immediate showings of appropriate properties
- Provide experienced counsel when writing a competitive offer
- Provide you with a list of reputable lenders
- Provide you with a list of qualified and licensed inspectors
- Help you visualize cosmetic updating
- Provide utilities, phone list, and change of address forms prior to close of escrow
- Furnish a DMV Driver’s Handbook and Voters Registration Card (for out-of-state residents)
- Be present at escrow signing appointment at the title company
- Provide a complete file at the close of escrow
- Offer continued service beyond the sale
Need Help Finding Your Dream Home Call Jessica Coleman, (941) 249-2366
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